Comment

Smart use of technology can help ARs succeed

Technology has become a far more central part of the way everyone works in...

The equity release market is dead… long live the later life lending market!

A few weeks ago, I struggled through the snow to attend the Equity Release...

Helping reduce the stress for borrowers with credit problems

Concerns regarding mortgage affordability have been a key topic in the industry over the...

Unlocking opportunities: helping customers to see beyond Product Transfers

Product Transfers (PTs) dominate the market for those customers coming to the end of...

Our journey in 2024’s bridging market

As we close the chapter on 2024, the UK bridging finance sector has demonstrated...

Second charge mortgages for buy-to-let cases

The hike in the stamp duty surcharge announced by Chancellor Rachel Reeves in the...

Keep the dream alive with bridging

The bridging market continues to deliver on helping clients achieve their goals in the...

Large lifetime loans offer useful option for high net worth clients

A big discussion point for many advisers and their clients recently has been the...

Bridging finance poised for growth amid stamp duty changes

One of the main headlines which emerged from the recent Budget is the impact...

Don’t discount the power of a discount mortgage

Discount mortgages are a frequently misunderstood area of the mortgage market, but for the...

Cyber security is a strategic imperative

You might well have seen the recent news of a major data breach within...

Will the Budget’s stamp duty rise affect the buy-to-let market?

It is an unsettling time for landlords. The recent Budget has undoubtedly presented challenges...

How can we eradicate conditional selling?

Estate agencies with in-house brokers who advise on non-commercial residential mortgages must surely fall...

The naughty and nice list: bridging for complex clients

As brokers and lenders offering bridging solutions, we have all encountered the ‘naughty’ or...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES