Comment

Light vs. heavy refurbishment loans

Bridging the gap between a property’s potential and its final transformation often requires quick...

Refurb must play crucial role in meeting housing demand

The UK housing market is undeniably under pressure - demand is outstripping supply at...

Nutrition – There’s more to it than eating your greens 

Welcome to what might be the first-ever nutrition article on a mortgage trade website....

Opportunities prevail in later life lending

The evolution of the later life lending market over the last 10 years has...

Leveraging commercial finance in a positive market

The commercial property market in the UK is showing signs of resilience and growth....

Mortgage applications don’t have to be this tortuous

It’s widely accepted that getting a mortgage is a stressful experience. The stress levels...

The changing face of mortgage broking: why it’s still worth it

It’s 6:30am, the kettle’s just boiled, and already my phone is pinging with emails....

Navigating uncertainty with resilience

Throughout 2024, the UK housing and mortgage markets have navigated a complex and evolving...

A plan for single life has the support of industry heavyweights

During November CIExpert launched its ‘single is best’ campaign. No, this was not guidance...

A world of change – but is that new news?

I am delighted to have been asked to write for Mortgage Soup as it...

How tech is shaping the future of mortgage lending

For generations, banks and building societies across the UK have played a critical role...

No limits apparent to limited company growth in the 2024 BTL market

Following a Budget that continues to generate headlines and spark debate across numerous sectors...

Time is everything for brokers trying to get a deal over the line

When I was appointed to lead the Cumberland's intermediary team in March 2023, one...

The impending stamp duty cliff-edge

The recent Budget has officially marked April 2025 as the end of the stamp...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES