Comment

Why originality should be the gold standard in 2025

Imitation is the sincerest form of flattery that mediocrity can pay to greatness. With...

This year is all about the here and now

Talk of interest rates at the moment might well be deemed off limits for...

A promising outlook for the UK bridging finance market

The UK bridging finance market has seen significant growth in recent years, reaching an...

Will AI kill human oversight in compliance?

Can AI determine what is good advice and what a good submission is? It's only...

New Year, New Me? Nah, New Year, same old proc fees

May I start by being one of those rare individuals to wish you a...

Navigating the unregulated bridging market: trends and opportunities

The unregulated bridging finance sector has traditionally catered to three primary needs: developer exit...

GI why?

Happy New Year to everyone. I hope it was a restful break that included...

Working from home – how effective is this?

We will all have worked from home at some stage in our career and...

The curse of source of funds and are we double-whamming the client?

It used to be all about the deal, the borrower, and the property: financial...

BTL market outlook: navigating challenges and opportunities

The private rental sector remains a cornerstone of the UK housing market, supported by...

Rates may be falling again, but we can’t get complacent

For more than a decade, the Bank of England’s Monetary Policy Committee’s bank base...

Seize the opportunity to help those rejected by the high street

Whatever lies ahead of us in 2025, it will certainly be a year full...

Revolution is coming…

I truly believe that we are on the cusp of a tech revolution in...

In brief: 2025 predictions

Industry figures provide their predictions for the 2025 mortgage market. Leon Diamond, CEO, LiveMore: "The later life...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

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