Comment

Creating solutions for IVA and DMP clients

Economic conditions in recent years have posed significant affordability challenges for mortgage borrowers. While...

2025: A year of continued positive change for later life lending

In many ways, last year was a consolidatory yet overall successful year for the...

From challenges to opportunities: empowering landlords with expert advice

In recent years, the UK property market has undergone significant transformation. From a buy-to-let...

Bridging finance for investment overtaking chain breaks

A forecasted 25% increase in bridging finance over the next five years, in what...

Delivering a one-stop shop for brokers

In property finance, no two journeys are the same. Investors might start with bridging...

The EPC ratings deadline: are landlords kicking cans down the road?

Landlords who postpone upgrading their properties to the Energy Performance Certificate C rating could...

Holiday let market offers opportunities for brokers in 2025

We may be in the middle of a cold and damp British winter, but...

Seven tips on integrating protection conversations into mortgage advice

Mortgage advisers play a vital role in helping reduce the UK protection gap. In...

This time next year Rodders…

Having successfully navigated another pre-Christmas period (and having caught my annual flu/cold prior to...

Base (how low can it go?)

No, this isn’t going to be one of those articles where I try and...

Consolidating debt with accommodating criteria

As we start another new year, many brokers may find themselves facing a higher...

Why originality should be the gold standard in 2025

Imitation is the sincerest form of flattery that mediocrity can pay to greatness. With...

This year is all about the here and now

Talk of interest rates at the moment might well be deemed off limits for...

A promising outlook for the UK bridging finance market

The UK bridging finance market has seen significant growth in recent years, reaching an...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES