Blogs

What a difference a year makes

12 months ago as we emerged from the first lockdown, housing/mortgage/property stakeholders who were...

Picking the right partner crucial for advisers working with FTBs

Mortgage advisers will have no doubt seen renewed interest from first-time buyers of late. The...

Opening our arms to a new banking approach

The UK is widely recognised as a leader in Open Banking. This is largely...

The Bank Rate could rise sooner than expected

Remember when the Bank of England’s MPC BBR decisions were so widely anticipated and...

How long will you live?

You have to be very careful how data is presented. I recently saw a social...

How to get the most from your BDM

Business development managers (BDM) are an integral part of the mortgage market, acting as...

Firms need to get their vulnerable customer policies in order

Years ago, the notion and determination of who might be a ‘vulnerable customer’ would...

Explore the options for your self-employed clients

The UK workforce is an ever-evolving beast. Changes in employment status, the opening up...

Retaining expert knowledge

Lenders have sometimes resisted automated decisioning for fear of losing the internal credit scoring...

Use technology to simplify the application process

We've been operating in a tech-driven world for many years now but the pandemic...

Spring is here

Spring is usually a time for renewal and optimism. Spring this year will hopefully...

A change of status need not be in one direction

Clearly, when it comes to important decisions for mortgage and protection advice practices, one...

When it comes to debt, income protection can make all the difference

This week marks Debt Awareness Week, an initiative run by debt charity StepChange to...

High net worth demand for specialist mortgages on the rise

The recent budget certainly put the economy, businesses and personal finances firmly in the...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES