Blogs

Brokers can help FTBs with credit issues

The recent growth in the number of lenders offering high LTV mortgage products to...

Brokers get the credit for picking the right remortgage partners

In an ideal world, there would not be any pressing time deadlines when it...

The current mortgage market remains robust

On the back of an exciting start to the new football season, it’s time...

Networks choosing AR firms, as much as vice versa

For appointed representative (AR) firms, choosing the right network is perhaps the most important...

Retirement can be taxing

Many headlines concentrate on the gross return various investments yield. Yet when income is...

Reports of death of city centre living are greatly exaggerated

Not so long ago, I was asked to provide comment on what I thought...

Why the GI conversation is more important than ever

This is a sensitive subject in light of the pandemics impact on many people’s...

The consumer benefit of having someone to blame

There is plenty to be positive about in the world of mortgage advice, and...

Government needs to improve the home buying and selling process

There will be a huge number of property professionals for whom June couldn’t have...

Frenzied purchase market makes picking specialist partners crucial

It’s a busy time in the housing market as the second stamp duty deadline...

Is increased inflation on the way?

The days when high inflation rates loomed large on the horizon are long gone....

‘Concertina’ of housing transactions lessened by stamp duty decision

It’s fair to say that the housing market performed more than robustly in March,...

Proactive brokers can help clients beat June stamp duty deadline

One of the first measures introduced by the government last year, as things gradually...

Energy performance will grow in importance

So-called ‘Green mortgages’ appear to be growing in number each week as lenders attempt...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES