Blogs

Enjoy the Stamp Duty holiday while it lasts

Given the approach recent governments have taken to landlords active within the private rental...

It’s vital to have access to all the options

With a mini-Budget or a non-Budget ‘Budget’ on its way imminently, the industry has...

How are we to judge mortgage market normality?

It seems fairly obvious but the most common benchmark is bound to be what...

Marketing: mastering the basics

Marketing is one of those subjects that you know you should probably pay more...

There’s still underlying demand for buy-to-let lending

‘One minute you’re cock of the walk, the next you’re a feather duster.’ It might...

Half full or half empty?

The coronavirus epidemic has put a new emphasis on individuals’ attitude to risk. With regard...

Twitter tales as old as time

‘Porn star Nacho Vidal held in Spain after man dies in toad-venom ritual’ That probably...

What Open Banking could mean for intermediaries

Over the past couple of years ‘Open Banking’ has entered the lexicon of financial...

The value of advice in a nutshell

At the current time, I suspect many broker firms are concerned about their ability...

What will it be worth?

£1 will always be worth £1. If you devalue £1 you still have £1....

How will individual lenders react to this crisis?

How things can change, and how quickly they can change. From a position where many...

Retirement knowledge

Where are you on the Dunning-Kruger competence curve on retirement income planning? I ask...

Where is the economy really going?

Q: How many economists does it take to change a light bulb? A: Seven, plus...

Some are better at closing the protection gap than others

For as long as I can remember, the advisory profession has been grappling with...

COMMENT

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

Advice boosts women’s confidence in long-term financial planning

Women are more likely to manage household finances than longer-term wealth decisions, although financial...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

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