Blogs

Volume conveyancers have proved their worth

Over the years it’s been a notable trend in the conveyancing sector that the...

Reasons to be positive about 2021 and beyond

With early Spring sunshine beginning to seep through, Lockdown 3 measures starting to be...

Rates really do matter

The push towards long-term fixed-rate mortgages seems to be gathering a small amount of...

Lockdown easing should boost supply

Broadly speaking, you would have to say that the Budget did just about all...

The need for specialist products will only continue to rise

Building a new arm of any business is a daunting task at any time....

There’s a greater need for understanding clients’ finances

Generally speaking, I’m a pretty positive guy but I’m not ashamed to say that...

Why PTs aren’t all good

2020 was likely to have been a good year for many mortgage market stakeholders...

The packager continues to play a vital role for brokers and lenders

As we hope to see a return to some sort of normality in the...

Government needs to act on stamp duty deadline

Even though the Budget is now just a few weeks away, you can sense...

Preparing for after the stamp duty holiday

The mortgage market works only because of deadlines being met. You might say the...

Bridging the financial information gap

Money can be a difficult topic for many people, and such conversations are proving...

Going the extra mile will help keep clients for life

As any mortgage broker will tell you, identifying the right mortgage for their client...

Does 2021 look any better for first-time buyers?

A friend of mine is learning to play the guitar. This wasn’t something that...

A matter of control

If we learned one thing in 2020 it’s that there will always be things...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES