Blogs

What’s in store for Q4?

So, with just over three months left of the year, what are we to...

Working together will open up specialist market to more brokers

The specialist mortgage market is becoming far more mainstream. A host of events over recent...

Providing a more affordable FTB path

First-time buyers are facing a tough time at the moment as higher interest rates...

A specialist approach to bolstering revenue shortfalls

The housing and mortgage markets continue to generate a huge amount of column inches,...

Advisers need to work harder with landlord clients for a brighter future

There are a lot of seemingly conflicting forces at play in the UK housing...

Is it time for an authorisation rethink?

The recent announcement that Tenet was closing its network and moving its mortgage and...

A continuous focus on marketing pays dividends

With the schools (apart from those with crumbling concrete) reopening, we all have to...

Has the Bank Base Rate finally peaked?

Monetary Policy Committee (MPC) meetings are always eagerly anticipated in our world but I...

Inflation is often misunderstood

Even in - what looks like - an economy where inflation is heading downwards,...

It makes sense for lenders to target high LTV business

Even towards the end of August, many ‘Out of Offices’ were still on throughout...

Why you need to continually appraise where your business is at

Working in this sector, and telling people what you do, you’ll always be asked...

Focus on Principals and their AR support provisions

Back in December last year, the FCA introduced additional rules for Principals related to...

Maximising returns in a challenging market  

Given the continued uncertainty in the mortgage market and wider UK economy, reports of...

Mortgage Charter is only a start – common sense approach still needed on credit

The Mortgage Charter has been a welcome initiative. Understandably there are plenty of borrowers...
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COMMENT

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...
Protection

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...
criteria

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...
Buy-to-let

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES