Blogs

How could ChatGPT revolutionise the mortgage market?

Since its launch last November, ChatGPT has taken the world by storm, gathering momentum...

Meeting the needs of the self-employed

Historically speaking, self-employed borrowers have faced an uphill battle when it comes to securing...

A time for firms to learn, explore and evaluate

The intermediary community has always been adept at embracing change and evolving to maintain...

Why being self-employed isn’t a barrier to mortgages at 50 or 90

It is generally thought that if a person is self-employed, their mortgage options are...

Finding ways to avoid the turbulence

Interest rate time horizons can be difficult to deal with at the best of...

Ignore the out-of-date picture of later life lending

When it comes to advising in the later life lending space, one thing you...

First-time landlords are not a dying breed

The ongoing debate about the private rental sector (PRS) having anywhere near adequate supply...

EPC rules will put the rental sector to the test

As I write, speculation is mounting that the Government is on the verge of...

Homeowners look to consolidate debt as credit card spending grows

As of January 2023, a staggering £63.9 billion was outstanding on credit cards, following...

Flexible approach key to opening up retirement mortgages

There can be no doubt that demand for later life lending is strong at...

Significant dates for the broker diary

There are a few notable dates to be aware of this month – first...

Digging deeper for buy-to-let

Ever since the first product of its kind was launched into the mortgage market...

Why the BTL contraction is damaging to FTBs

The borrowing capacity of UK homeowners has reduced significantly over the last year, as...

Is there a more traditional lending springboard around the corner?

As we edge closer to Spring and, historically speaking, the busiest time of year...

COMMENT

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

Latest news

Clydesdale to withdraw from new mortgage lending market

Clydesdale has confirmed it will no longer offer new mortgage lending, marking the end...

Sort Group podcast sees industry figures joining conveyancing debate

Sort Group says its new podcast series is attracting strong interest from across the...

New first-time buyer ISA proposed as replacement for Lifetime ISA

The government has launched a consultation on a new First Time Buyer ISA, which...

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

PROFILES