Blogs

Lenders need to look beyond the norm

When you see statistics which suggest the number of mortgage products available in today’s...

Managing the FCA’s later life mortgage expectations

Our sector continues to dissect September’s FCA review focused on the ‘Action needed to...

Secured loans offer window of opportunity ahead of remortgaging

It’s coming up to decision time for millions of mortgage borrowers. According to market...

We need to adapt to the changing profiles of borrowers

Time stops for no one, and neither does the possibility of change. What might...

Identifying opportunities for 2024

We are now well into the final quarter of the year, and while we...

It really is harder than ever for first-time buyers

When I hear people of a different generation compare their home-owning journey to that...

Flexibility and affordability make second charge mortgages appealing

Second charge mortgages have become a natural next step for many clients looking to...

Balancing the residential lending books

As a lending community, it’s part and parcel of our future planning to be...

Providing alternatives to bridging for property professionals

The short-term lending market today is a well-established and professional sector and bridging products...

Is a turning-point just around the corner?

Positive news within the buy-to-let sector has not always been easy to find during...

Understanding homeowner business loans

One of the main challenges of setting up or running a new business is...

Later life market ‘soft skills’ more important than ever

In the later life lending space we’ve always talked a lot about the need...

Building a successful recruitment pathway

For even the most successful businesses, there are always a number of influencing factors...

Is the market turning around?

In a very true sense, mid-September delivered two shocks that could ultimately signal –...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES