Blogs

Converting the bridging opportunities

Given the sustained lull in the overall volume of property-related transactions over the course...

Customer service – from the broker’s point of view

Excellent customer service is the lifeblood of the mortgage and client relationship, but from...

Lenders need to look beyond the norm

When you see statistics which suggest the number of mortgage products available in today’s...

Managing the FCA’s later life mortgage expectations

Our sector continues to dissect September’s FCA review focused on the ‘Action needed to...

Secured loans offer window of opportunity ahead of remortgaging

It’s coming up to decision time for millions of mortgage borrowers. According to market...

We need to adapt to the changing profiles of borrowers

Time stops for no one, and neither does the possibility of change. What might...

Identifying opportunities for 2024

We are now well into the final quarter of the year, and while we...

It really is harder than ever for first-time buyers

When I hear people of a different generation compare their home-owning journey to that...

Flexibility and affordability make second charge mortgages appealing

Second charge mortgages have become a natural next step for many clients looking to...

Balancing the residential lending books

As a lending community, it’s part and parcel of our future planning to be...

Providing alternatives to bridging for property professionals

The short-term lending market today is a well-established and professional sector and bridging products...

Is a turning-point just around the corner?

Positive news within the buy-to-let sector has not always been easy to find during...

Understanding homeowner business loans

One of the main challenges of setting up or running a new business is...

Later life market ‘soft skills’ more important than ever

In the later life lending space we’ve always talked a lot about the need...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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