Blogs

Holiday let market offers opportunities for brokers in 2025

We may be in the middle of a cold and damp British winter, but...

Seven tips on integrating protection conversations into mortgage advice

Mortgage advisers play a vital role in helping reduce the UK protection gap. In...

This time next year Rodders…

Having successfully navigated another pre-Christmas period (and having caught my annual flu/cold prior to...

Base (how low can it go?)

No, this isn’t going to be one of those articles where I try and...

Consolidating debt with accommodating criteria

As we start another new year, many brokers may find themselves facing a higher...

Why originality should be the gold standard in 2025

Imitation is the sincerest form of flattery that mediocrity can pay to greatness. With...

This year is all about the here and now

Talk of interest rates at the moment might well be deemed off limits for...

A promising outlook for the UK bridging finance market

The UK bridging finance market has seen significant growth in recent years, reaching an...

Will AI kill human oversight in compliance?

Can AI determine what is good advice and what a good submission is? It's only...

New Year, New Me? Nah, New Year, same old proc fees

May I start by being one of those rare individuals to wish you a...

Navigating the unregulated bridging market: trends and opportunities

The unregulated bridging finance sector has traditionally catered to three primary needs: developer exit...

GI why?

Happy New Year to everyone. I hope it was a restful break that included...

Working from home – how effective is this?

We will all have worked from home at some stage in our career and...

The curse of source of funds and are we double-whamming the client?

It used to be all about the deal, the borrower, and the property: financial...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES