Blogs

How tech is shaping the future of mortgage lending

For generations, banks and building societies across the UK have played a critical role...

No limits apparent to limited company growth in the 2024 BTL market

Following a Budget that continues to generate headlines and spark debate across numerous sectors...

Time is everything for brokers trying to get a deal over the line

When I was appointed to lead the Cumberland's intermediary team in March 2023, one...

The impending stamp duty cliff-edge

The recent Budget has officially marked April 2025 as the end of the stamp...

Hope for new data bill to transform archaic homebuying experience

There is a growing need to transform the UK’s deplorable and archaic home buying...

Escaping to Europe for the expat life

As the days get a little bit colder and we start to turn up...

A new solution is needed for finding and nurturing broker talent

It’s certainly no secret that there is a real shortage of brokers in the...

Remember, remember the 28th of July

If you have read the headline then I think it is fair to say...

It has probably never been tougher

Being a mortgage adviser in 2024 is probably the hardest it has ever been....

UK mortgage market remains one of the most advanced in the world as change drives innovation

As Chancellor Reeves focuses on her ambitions to “return to economic stability” and create...

HM Land Reg fee hikes causing market disturbance

There’s a fee hike coming shortly for key conveyancing documents at HM Land Registry,...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

Alleviating ‘the loneliness of the long-distance adviser’

In today’s increasingly digital and remote-working world, many advisers might find themselves working at...

Consumer Duty: helping brokers understand and identify vulnerability

This summer marked the first anniversary of the new Consumer Duty rules and the...

COMMENT

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

Accord trims rates across residential and buy-to-let ranges

Accord Mortgages is reducing rates across its residential and buy-to-let product ranges for the...

RAW Capital Partners records strongest month for lending completions

Specialist lender RAW Capital Partners achieved a record month for loan completions in May,...

PROFILES