banks

Bank of Ireland for Intermediaries raises income multiples across bespoke mortgages

Bank of Ireland for Intermediaries has increased the maximum loan-to-income available across its Bespoke...

Afin Bank strengthens regional sales team with two senior BDM appointments

Afin Bank has appointed two senior business development managers as it continues to build...

Santander renews broker pledges for 2026

Santander has renewed its Broker Pledges for 2026, extending its commitments on pricing transparency,...

Barclays reduces rates across residential and remortgage ranges

Barclays Mortgages has reduced rates across a wide range of residential purchase, remortgage and...

Former Ramsbottom mill site redeveloped for housing with Paragon backing

A long-derelict industrial site in Ramsbottom is being brought back into use as a...

Hampshire Trust Bank promotes pair to regional account director roles

Hampshire Trust Bank has promoted Barry Ireland and Wes Baker to regional account director,...

GB Bank posts first full-year profit as balance sheet growth accelerates

GB Bank has reported its first full year of post-tax profitability, alongside sharp growth...

HSBC UK trims buy-to-let stress rates in bid to ease landlord affordability

HSBC UK has reduced its buy-to-let affordability stress rates for domestic landlords, a move...

Afin Bank announces high net worth and diaspora strategy lead

Afin Bank has promoted Tippie Malgwi to head of high net worth and diaspora...

Lloyds data points to shifting housing hot spots as regional markets diverge

The South West city of Plymouth topped Lloyds’ latest ranking of housing hot spots,...

High street banks line up in £2.5bn contest for Evelyn Partners

Barclays and NatWest Group have progressed to the second round of an auction for...

Atom bank cuts operational carbon emissions by 22% as business continues to grow

Atom bank has reported a 22% reduction in its operational carbon emissions over the...

Virgin Money and Clydesdale to cut SVR to 6.74% after Bank rate move

Virgin Money and Clydesdale Bank are reducing selected variable and tracker rates following the...

Barclays lowers rates again as three-year fixes see sharpest cuts

Barclays has announced further reductions across its mortgage range, with three-year fixed rates seeing...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES