banks

Atom bank cuts Near Prime rates as adverse demand grows

Atom bank has reduced rates by 0.10% on Near Prime products available up to...

Market reaches 90% coverage under Financial Abuse Code

UK Finance has confirmed that almost 90% of the UK’s mortgage market is now...

Barclays steps up broker investment as mortgage volumes shift to intermediaries

Barclays is deepening its commitment to mortgage brokers as it accelerates its push for...

MPs warn UK regulators are lagging on AI risks in finance

Britain’s financial regulators are failing to keep pace with the risks posed by artificial...

Barclays targets mortgage growth as it pivots to retail banking

Barclays is stepping up its focus on the UK mortgage market as part of...

Gen Z driving homeownership demand as deposits shrink

Confidence in the UK housing market is improving with Gen Z buyers driving demand...

Virgin Money cuts selected fixed mortgage rates

Virgin Money has announced a series of reductions across selected residential, buy-to-let and product...

LHV Bank unveils new head of marketing

LHV Bank has appointed Sally Rushton as head of marketing, tasking her with leading...

Credit supply eases as mortgage margins narrow

Banks loosened the flow of credit to households at the end of last year...

HSBC trims mortgage rates across first-time buyer and home mover ranges

HSBC UK has reduced rates across a wide range of residential mortgage products, with...

Louisa Sedgwick on Paragon and the future of buy-to-let

Three decades into a career she never really planned, Louisa Sedgwick sits at the...

Atom bank commercial mortgage book passes £1bn milestone

Atom bank has passed £1bn of commercial mortgages held on its balance sheet, underlining...

CHL Mortgages rolls out free valuation HMO and MUFB range as buy-to-let rates ease

CHL Mortgages has launched a new set of limited-edition buy-to-let products offering free valuations...

Metro Bank lifts income multiples across residential mortgage range

Metro Bank has enhanced affordability across its residential mortgage range, increasing income multiples for...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES