Mortgage Brain has added Afin Bank to its Sourcing Brain and Criteria Brain platforms, further extending its reach into the specialist lending market with products aimed at borrowers often marginalised by traditional mortgage providers.
The move means intermediaries can now access the recently launched lender’s full suite of residential and buy-to-let mortgages, designed specifically to support foreign nationals, diaspora communities, and others whose circumstances frequently exclude them from mainstream borrowing.
Afin Bank, which focuses on applicants with overseas passports and valid UK work visas, seeks to address lending barriers such as visa status or lack of a UK credit history.
While the lender’s initial proposition was developed with members of the African diaspora in mind, its offering is also expected to appeal to a broader range of borrowers, including the self-employed and professionals with non-standard profiles.
The bank’s product range, now live on Mortgage Brain’s sourcing and criteria platforms, includes fixed rate and flexible tracker options across multiple borrower types. These include first-time buyers, home movers, remortgage applicants, and buy-to-let landlords in England and Wales.
James Briggs, intermediary sales director at Afin Bank, said: “Joining Mortgage Brain’s Sourcing Brain and Criteria Brain platforms will make it much easier for brokers to access our specialist mortgage range.
“At Afin Bank, we’re committed to supporting individuals who are often overlooked by traditional lenders, including foreign nationals, diaspora communities, and others whose circumstances make it harder to secure a mortgage.
“Partnering with Mortgage Brain ensures that brokers can find and apply for our products quickly and with confidence, helping more underserved borrowers secure their own property, whether it’s their very first home or a step onto the investment property ladder.”
The integration means that brokers using the digital tools will be able to transfer client information and search data seamlessly between the sourcing and criteria modules, helping to save time and improve accuracy.
Mortgage Brain also refreshes lender product data twice daily and includes a Hometrack automated valuation model (AVM) within Sourcing Brain at no extra cost, offering immediate property and rental estimates to support application decisioning.
Neil Wyatt, sales and marketing director at Mortgage Brain, welcomed the addition. “A very warm welcome to Afin Bank. Sourcing Brain and Criteria Brain are designed to give brokers the tools they need to match clients with the right lenders and products quickly and efficiently, something that’s especially vital for borrowers with more complex or non-standard circumstances.
“By combining real-time product sourcing with detailed eligibility criteria, our technology helps ensure that underserved borrowers aren’t left behind and can access mortgage options that truly reflect their needs.”
