affordability

Halifax to use a property’s EPC rating in its affordability calculations

Halifax will be using a property’s Energy Performance Certificate (EPC) rating in its affordability...

Newcastle for Intermediaries provides new products to improve affordability

Newcastle for Intermediaries has unveiled a new range of products to help those looking...

Borrowers not yet benefitting from lower costs

Borrowers are spending over two-fifths of their salary on mortgage repayments, according to new...

United Trust Bank expands asset finance team in Scotland

United Trust Bank (UTB) has appointed Eleanor Russell-Blackburn as a business development manager to...

Equifax UK’s new lender solution promises better affordability assessments

Equifax UK has launched Affordability 360, a new solution for lenders. It mixes bureau insights...

E.surv records first monthly house price rise for six months

E.surv has reported that the average sale price of a home in England and...

COMMENT

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Refurbishment bill to lift England’s rental homes to EPC C put at £19.9bn

Landlords across England face a refurbishment bill of almost £20bn to bring private rented...

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...

TPFG posts record year as financial services arm drives mortgage growth

The Property Franchise Group has reported a record year for FY25, with its Financial...

Property transactions stretch to 123 days

Property transactions in England and Wales are taking an average of 123 days from...

PROFILES