affordability

UK Mortgage Convention set to return with focus on DA brokers

The UK Mortgage Convention will return in 2026 with a renewed emphasis on supporting...

Misconceptions still stopping would-be buyers from applying for mortgages

A majority of would-be homebuyers are holding back from applying for a mortgage because...

IMLA warns FCA: keep mortgage advice at the heart of reform

The Intermediary Mortgage Lenders Association has welcomed a move towards greater regulatory flexibility in...

Rents ease in parts of UK but affordability pressures persist

The North East remains the most affordable region in the UK for tenants with...

Peers warn new towns risk failure without clear vision

The Government’s flagship plan to create a new generation of towns across England risks...

INDUSTRY REACTION: Bank of England holds rates at 4% as inflation concerns persist

The Bank of England has kept interest rates on hold at 4% and signalled...

Households need more than £740,000 for 25 years of financial independence

The average UK household would need savings of £743,338 to achieve 25 years of...

Self-employed workers would switch to a salaried job to get a mortgage

The majority of self-employed workers would switch to a salaried job to get a...

Six million tenants preparing to step onto housing ladder

Millions of future first-time buyers are waiting to take their first step on the...

Hinckley & Rugby’s mortgage deals available throughout Scotland

Hinckley & Rugby for Intermediaries has announced its residential mortgage products are now available...

First-time buyers favour ‘forever homes’

First-time buyers are increasingly opting for larger homes and longer mortgage terms as they...

Fear of rejection deters thousands from applying for a mortgage

More than a third of would-be homebuyers say the fear of being rejected is...

South drives first annual asking house price fall since 2024

Asking prices for homes in Great Britain have slipped into annual decline for the...

Rents fall as inflationary pressures mount

Tenants are beginning to feel some respite as rents across Great Britain fall at...

COMMENT

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Russell Quirk becomes Property Investor Show shareholder

Russell Quirk is to become a shareholder in the Property Investor Show, strengthening his...

Mortgage market cools as remortgaging rebounds

UK mortgage activity steadied in December as house purchase approvals slipped but remortgaging gathered...

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position...

Fleet Mortgages adds 65% LTV products and cuts two-year pricing

Fleet mortgages has launched a new range of 65% loan-to-value mortgage products and cut...

PROFILES