affordability

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

Softening in house price growth

Nationwide has reported that the annual rate of house price growth slowed to 4.1%...

Salary gains not being translated into larger deposits

Twenty7Tec has revealed that over the past few years, while salaries have increased, the...

Housing affordability still stretched despite recent wage growth

Housing affordability remains stretched by historic standards despite recent earnings growth marginally outpacing house...

Stonebridge reports further improvement in mortgage affordability

November saw mortgage affordability improve for the second consecutive month, according to new analysis...

Halifax to use a property’s EPC rating in its affordability calculations

Halifax will be using a property’s Energy Performance Certificate (EPC) rating in its affordability...

Newcastle for Intermediaries provides new products to improve affordability

Newcastle for Intermediaries has unveiled a new range of products to help those looking...

Borrowers not yet benefitting from lower costs

Borrowers are spending over two-fifths of their salary on mortgage repayments, according to new...

United Trust Bank expands asset finance team in Scotland

United Trust Bank (UTB) has appointed Eleanor Russell-Blackburn as a business development manager to...

Equifax UK’s new lender solution promises better affordability assessments

Equifax UK has launched Affordability 360, a new solution for lenders. It mixes bureau insights...

E.surv records first monthly house price rise for six months

E.surv has reported that the average sale price of a home in England and...

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We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year, a new iPhone or Android release quietly renders last year’s...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Latest news

First-time buyers favour ‘forever homes’

First-time buyers are increasingly opting for larger homes and longer mortgage terms as they...

OPDA launches upgraded framework to cut delays in transactions

The Open Property Data Association (OPDA) has unveiled version 3.5 of its Property Data...

Majority of landlords plan to hold their ground, Landbay survey shows

Buy-to-let landlords are demonstrating renewed confidence in the private rented sector, with a majority...

One third of people relying on inheritance to secure retirement income

Nearly one in three people believe they will need an inheritance to help fund...