Zephyr Homeloans has made reductions across its five-year and two-year fixed rate mortgages.

The reductions are of 65 basis points (bps) and 55bps respectively.

The lender  is offering the following for properties with an A to C-rated energy performance certificate (EPC):

• 4.80% on a two-year, fixed rate, standard buy-to-let mortgage (65% LTV), with a 5% product fee.
• 5.30% for five-year, fixed rate, standard buy-to-let mortgages (65% LTV), with a 5% product fee.

Zephyr is offering the following rates for properties with an EPC rating of D or E:

• 4.90% on its two-year, fixed rate, standard buy-to-let mortgage products (65% LTV), with a 5% product fee.
• 5.40% on its five-year, fixed rate standard buy-to-let mortgages (65% LTV), with a 5% product fee.

Paul Fryers (pictured), managing director at Zephyr Homeloans said: “With industry commentators signalling the potential end of the current cycle of base rate increases, we’re pleased to be able to reduce our product rates and provide more compelling and affordable deals for brokers to offer to their landlord customers.”