West One Loans has added PMS Mortgage Club to its residential intermediary panel.

The partnership will provide more than 6,000 directly authorised advisers who form part of PMS Mortgage Club with access to West One’s full range of specialist residential mortgage products.

The mortgage club, which is part of Sesame Bankhall Group, is the latest distributor to be added to West One’s residential intermediary panel since it launched into the owner-occupied market in October last year.

The specialist lender’s residential range is aimed at borrowers who have non-standard borrowing requirements, such as the self-employed, older applicants and those who struggle to meet the credit scoring requirements of high street lenders.

West One offers residential loans of up to 85% LTV, automated affordability decisioning, LTIs of over five times income subject to meeting eligibility requirements and a fast-track remortgage service provided by its in-house legal team.

Last week, West One announced the launch of its Platinum range, offering their lowest ever rates with five-year fixed rates starting from 5.45%.

Marie Grundy, managing director of residential mortgages and second charges at specialist lender West One Loans, said: “In only six months since launching our first-charge offering, we have built-up an extensive and highly-competitive residential intermediary panel.

“PMS Mortgage Club is one of the stand-out mortgage clubs in the market and represents a fantastic addition to our growing distribution network.

“Our mission is simple, we want to support as many borrowers as we can who are poorly-served by traditional, high-street lenders. In order for us to do that, it is vital that we are able to partner with distributors such as PMS Mortgage Club who are able to broaden our reach into the market.”

Stephanie Charman, strategic relationships director at Sesame Bankhall Group, added: “We are continually looking at ways to enhance the range of solutions we offer to our adviser members and their customers.

“In partnering with West One, we are providing access to a specialist lender with an excellent reputation and a strong product set.

“Their recent entry into the first-charge market provides borrowers that may not meet standard credit criteria with a wide range of choice and flexibility.

“Improving access to this form of finance is incredibly important and with demand on the rise, we want to ensure that we are catering for the full range of residential borrowing requirements.”