Regulation

Consumer Panel wants “smarter, faster and bolder” regulator

The Financial Services Consumer Panel has made six recommendations it views as essential if...

Advisers more worried by costs than RDR

Advisers believe regulatory costs are more likely to have a greater impact on future...

FSA cancel’s intermediary’s permissions

Simon Wood, trading as Wood Associates Independent Financial Services, has had his Part IV...

EU to criminalise interest rate manipulation

The European Commission has moved to make interest-rate manipulation a crime across the EU....

AMI criticises FSCS funding proposals

The Association of Mortgage Intermediaries has reacted unfavourably to the FSA's consultation proposals for...

FSA consults on new FSCS funding model

The FSA has proposed changes to the funding of the Financial Services Compensation Scheme...

After the Olympics: RDR!

We are but days away from an event that has been seven years in...

Broker whacked with one of FSA’s largest insurance fraud fines

The FSA has banned and fined a former commercial insurance broker who used clients’...

Incoming FCA boss to keynote at AIFA dinner

Martin Wheatley, managing director of the FSA, and soon to be the CEO of...

BSA wants action over “bogus” PPI claims

The Building Societies Association (BSA) wants the Ministry of Justice to be given ‘teeth’...

Regulator told to improve outcomes for people

Adam Phillips, Consumer Panel chair, has called for the FSA and its successors to...

Defaqto publications gain CII accreditation for CPD

Defaqto's publications are now recognised as contributing to the continuing professional development (CPD) of...

RDR – it’s crunch time

The countdown to RDR is well and truly underway, warns David Hesketh, group M&A...

Firms fear costs of PI

44% of adviser firms affected by open-ended liability would like Professional Indemnity (PI) run-off...

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COMMENT

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

How social media has transformed financial services

As SM Advice celebrates its first year it’s hard to ignore just how much social media has changed for financial services - and for...

Work provides purpose, something well worth protecting

When you meet someone for the first time, what questions do you ask? After enquiring about their name and where they live, the next...

Digital ID cards could be transformative for the UK

With identity verification now being introduced across government - from Companies House and the Department for Work and Pensions (DWP) to the EU’s new...

Latest news

Major lenders signal easing pressure on mortgage rates

Signs of renewed competition are emerging in the mortgage market as several major lenders...

Assetz Capital eases developer funding by accepting planning gain as equity

Assetz Capital has introduced a major update to its development finance product, allowing full...

Vida broadens landlord range with new Consumer BTL offering

Vida Homeloans has expanded its specialist buy-to-let proposition with the launch of a new...

Barclays reduces rates with new products and cuts across higher LTV range

Barclays is set to reduce rates across a number of its residential mortgage products...