Regulation

New guide to RDR produced

Standard Life, unbiased.co.uk, the Institute of Financial Planning and The Personal Finance Society have...

Advisers and clients struggle to get to grips with RDR

Financial advisers and investors are struggling to prepare for the imminent impact of new...

New FSA guide on financial advice

The FSA has published a new guide which it hope will help consumers understand...

FSA authorisation for BFS Home Loans

BFS Home Loans has been approved by the FSA for regulated mortgage contracts. The firm...

SBG gets CII accreditation for gap-fill library

Sesame Bankhall Group’s (SBG) RDR gap-fill library for advisers has been received official CPD...

Openwork to lower adviser charge on platform business

Openwork says it will "significantly" reduce the charge it makes to firms writing investment...

FSA seeks to restrict UCIS promotion

The FSA has published proposals to ban the promotion of Unregulated Collective Investment Schemes...

21 firms in default, says FSCS

The Financial Services Compensation Scheme (FSCS) has declared 21 firms in default, meaning consumers...

Half a million pound fine for payday lender

The Office of Fair Trading (OFT) has imposed a £544,505 financial penalty on the...

L&G outlines post-RDR legacy product rules

Legal & General has provided details for its post-RDR adviser charging rules for individual...

FSA takes action against City Gate

The FSA has publicly censured City Gate Money Managers Limited and banned its director...

Crucial European vote on mortgages delayed

A vote that may decide the final shape of the proposed European directive on...

‘Simple’ financial product recommendations outlined

A government steering group has published recommendations for ‘simple' financial products. Mark Hoban, Financial Secretary...

Turkish Bank fined for money laundering failings

The FSA has fined Turkish Bank (UK) Ltd (TBUK) £294,000 for breaching the Money...

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COMMENT

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

How social media has transformed financial services

As SM Advice celebrates its first year it’s hard to ignore just how much social media has changed for financial services - and for...

Work provides purpose, something well worth protecting

When you meet someone for the first time, what questions do you ask? After enquiring about their name and where they live, the next...

Digital ID cards could be transformative for the UK

With identity verification now being introduced across government - from Companies House and the Department for Work and Pensions (DWP) to the EU’s new...

Latest news

Major lenders signal easing pressure on mortgage rates

Signs of renewed competition are emerging in the mortgage market as several major lenders...

Assetz Capital eases developer funding by accepting planning gain as equity

Assetz Capital has introduced a major update to its development finance product, allowing full...

Vida broadens landlord range with new Consumer BTL offering

Vida Homeloans has expanded its specialist buy-to-let proposition with the launch of a new...

Barclays reduces rates with new products and cuts across higher LTV range

Barclays is set to reduce rates across a number of its residential mortgage products...