Regulation

CML calls for targeted deregulation

The Council of Mortgage Lenders (CML) has urged the Financial Conduct Authority (FCA) to consider...

Why 2015 gave us food for thought

How might we describe the 2015 mortgage market when we come to look back...

Mortgage Brain sees 23% uplift in broker attendance

Mortgage Brain's 2015 series of Mortgage Vision events, held during October and November, saw a...

Further curb on buy-to-let signalled

George Osborne has given the go-ahead for the Bank of England's Financial Policy Committee to restrict...

LLA responds to FAMR and financial guidance consultation

The Later Life Academy (LLA), the commercial and training organisation for later life advisers,...

TFC secures full home finance permissions

Specialist distributor TFC Homeloans has been granted home finance permissions by the Financial Conduct...

Promise secures consumer credit and mortgage authorisation

Promise Solutions has received Financial Conduct Authority (FCA) authorisation ahead of the implementation of...

The Loans Engine secures MCD permissions

Master broker The Loans Engine (TLE) has received formal confirmation from the Financial Conduct Authority (FCA) that its application for...

FCA implementation will cost us extra, say insurers

The Association of British Insurers (ABI) has said it was disappointed that the FCA’s...

ASTL amends code of conduct

The Association of Short Term Lenders (ASTL) is seeking to improve standards in the bridging...

BoE ready to intervene in buy-to-let market

The Bank of England has expressed its concerns over the buy-to-let sector. The central bank...

Bank hit with £72m fine

The Financial Conduct Authority (FCA) has fined Barclays Bank £72,069,400 for failing to minimise...

Investec will remain in foreign currency mortgage market

Investec Private Banking will continue to offer residential mortgages to UK based borrowers who...

Senior HBOS figures could face enforcement action

The Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) have published the review...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Knowledge Bank opens broker search data to lenders through KB PRO

Knowledge Bank has launched an intelligence service that allows mortgage lenders to analyse more...

Stamp duty receipts defy housing market slowdown

Stamp Duty Land Tax receipts remained above pre-pandemic levels during the first half of...

Prime London sales falter as rental growth hits 18-month high

Prime London sales activity weakened in July while annual rental growth accelerated to its...

RICS: Mortgage costs keep housing market subdued

The UK housing market remained subdued in July as buyer demand and agreed sales...

PROFILES