Regulation

Paradigm produces new MCD update

Paradigm Mortgage Services has published its latest Mortgage Credit Directive (MCD) implementation update for...

Landlords selling up because of tax relief cut

A major factor for 50% of all landlords currently looking to sell is the...

A new age for second charge lending

The second charge market has recently been making headlines, with estimates revealing how the...

SimplyBiz Mortgages to stage ‘seasonal showcase’

SimplyBiz Mortgages has announced an inaugural 'Seasonal Showcase' event taking place on 9 December.   It completes...

NatWest reveals its MCD timetable

NatWest Intermediary Solutions is to implement the requirements of the European Mortgage Credit Directive...

Lloyds outlines MCD changes

Lloyds Banking Group has revealed details for its implementation of the Mortgage Credit Directive...

6% monthly rise in secured lending

The latest Enterprise Finance Secured Loan Index has reported that secured lending activity rose...

Pensions being unlocked for debt and holidays

21% of people plan to release cash over and above their tax-free lump sum...

Chaseblue secures FCA authorisation

South Wales specialist finance packager Chaseblue has received notification from the Financial Conduct Authority...

uSwitch: payday loan redress not enough

Comparison site uSwitch has responded to the Financial Conduct Authority's (FCA) announcement that payday...

The future? Family financial planning

Advisers believe the number of couples and families seeking joint advice on retirement planning will increase...

Skipton to hold MCD broker seminars

Skipton Intermediaries will be hosting a range of special breakfast seminars across the country...

Brokers expect little difference from Consumer BTL

The majority of respondents to a survey on the effects of the Mortgage Credit...

Payday lender to refund over £15m to customers

Dollar Financial UK, which trades as The Money Shop, Payday UK, Payday Express and...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Knowledge Bank opens broker search data to lenders through KB PRO

Knowledge Bank has launched an intelligence service that allows mortgage lenders to analyse more...

Stamp duty receipts defy housing market slowdown

Stamp Duty Land Tax receipts remained above pre-pandemic levels during the first half of...

Prime London sales falter as rental growth hits 18-month high

Prime London sales activity weakened in July while annual rental growth accelerated to its...

RICS: Mortgage costs keep housing market subdued

The UK housing market remained subdued in July as buyer demand and agreed sales...

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