Regulation

FCA to discuss post-MMR world at FSE London

The Financial Conduct Authority (FCA) is to outline the post-MMR regulatory future for the...

AMI concerned with Mortgage Directive implementation

The Association of Mortgage Intermediaries (AMI) has provided its initial response to the Treasury's...

Government moves to regulate buy-to-let

The Treasury has launched a consultation on incorporating new European regulations on mortgage lending into...

CML unveils pre-election ‘manifesto’

The Council of Mortgage Lenders (CML) has published a housing market manifesto aimed at...

RBS & NatWest fined for mortgage sale failings

The Financial Conduct Authority (FCA) has fined The Royal Bank of Scotland and NatWest...

Credit promotions still not meeting regulatory standards

The Financial Conduct Authority (FCA) has reported that some promotions for financial products are still...

CML: MMR having “gentle dampener” effect

New data published by the Council of Mortgage Lenders (CML) on the characteristics of...

£8m FCA fine for Stonebridge

The Financial Conduct Authority (FCA) has fined Stonebridge International Insurance £8,373,600 in relation to...

FCA starts social media use consultation

The Financial Conduct Authority (FCA) has today launched a consultation which is intended to...

FCA to go further than FPC recommendations on LTI limits?

The Financial Conduct Authority has published its latest consultation on implementing loan-to-income (LTI) limits on new mortgages from...

Trio of payday loan ads banned

The Advertising Standards Authority (ASA) has banned three payday loan adverts following a complaint...

£105m FCA fine for Lloyds Banking Group

The Financial Conduct Authority (FCA) has fined Lloyds Bank plc and Bank of Scotland...

Petition shows support for ‘fair liability’

Tenet’s e-petition calling for ‘fair liability for financial advice’ attracted just short of 7,000...

FOS appoints chief ombudsman and chief executive

The board of the Financial Ombudsman Service has appointed Caroline Wayman as chief ombudsman...

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Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Latest news

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...

International demand for UK property investment ‘more diverse than expected’

The UK property market is attracting investment from a much broader range of international...