Regulation

London tenancy deposits twice as expensive

The Deposit Protection Service has claimed that tenancy deposits in London over the last...

PFS raises concerns over ‘insistent clients’

The Personal Finance Society (PFS) has written to the government and the FCA, urging...

AMI slams FCA fee hike proposals

The Association of Mortgages has responded with anger to the Financial Conduct Authority's (FCA)...

FCA issues fee proposals

The Financial Conduct Authority (FCA) is consulting on fees for regulated firms for the...

FCA to go ahead with retirement income reforms

The Financial Conduct Authority (FCA) is to proceed with the recommendations from its retirement...

Insurance sale opt-outs to be outlawed

The Financial Conduct Authority (FCA) is proposing to ban opt-out selling in financial services...

FCA publishes business plan for 2015/16

The Financial Conduct Authority (FCA) has revealed the key areas of work it will undertake in...

Mortgage Business Expo to visit Yorkshire

Mortgage Business Expo (MBE) has signed up over 40 major financial companies, including specialist...

Affordability assessments slow down applications, borrowers fear

59% of people who are either considering, or are in the course of applying...

Second charge market in flux ahead of regulatory changes

Smart Money believes that the landscape for second charge lending is already changing radically...

FCA outlines social media promotional guidelines

The Financial Conduct Authority (FCA) has published its guidance on financial promotions in social...

FCA: payday lenders failing customers in arrears

A review of the first year of the Financial Conduct Authority’s (FCA) regulation of the...

CML and BSA to work together

The Council of Mortgage Lenders (CML) has confirmed that it is partnering with the...

Paradigm in Scottish registration drive

Paradigm Mortgage Services will be exhibiting at this week’s Financial Services Expo (FSE) Glasgow...

Latest POLL

COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...