Regulation

Landlords believe Selective Licensing will put off newcomers

74% of landlords believe that if brought into force nationally, Selective Licensing will deter...

FCA boss to outline vision for regulation

The Financial Conduct Authority (FCA) has now been in operation for 100 days. Martin Wheatley,...

Paradigm releases latest MMR planning update

Paradigm Mortgage Services has published the latest instalment in a series of updates designed...

Phones 4u insurance intermediary slapped with multimillion pound fine

The Financial Conduct Authority (FCA) has fined Policy Administration Services Limited (PAS) £2,834,700 for...

Competition Commission to investigate payday lending sector

The Office of Fair Trading will today refer the payday loan industry to the...

MMR focus of next Paradigm round table

Paradigm Mortgage Services' fourth mortgage round table event of the year will provide attendees...

Making light work of the MMR

As mortgage availability improves and last year’s concerns over the threat of dual pricing...

Sale & rent back arranger gets largest ever sole trader fine

The Financial Conduct Authority (FCA) has fined sale and rent back arranger Gurpreet Singh...

Payday lender rapped for text messages

First Financial (UK) Ltd, trading as FirstPayDayLoanUk, has had three 'issues' upheld against it...

OFT suspends a credit licence for the first time

The Office of Fair Trading (OFT) has today suspended, with immediate effect, the consumer...

Solvency II could scupper equity release

Those of us that work in the equity release industry are fully aware of...

APFA wants FCA to rethink its fee proposals

The Association of Professional Financial Advisers (APFA) has responded to the Financial Conduct Authority’s...

MAB hires compliance chief

Mortgage Advice Bureau (MAB) has appointed Stewart Baker as its new compliance director. He...

Huge fine for Sesame over advice failings

The Financial Conduct Authority (FCA) has fined Sesame Limited (Sesame) £6,031,200 for two sets...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Retirement drives more than half of financial advice enquiries

Retirement concerns account for more than half of financial advice enquiries received by Inzuzo,...

Friends and family offer route on to property ladder for single buyers

More than half of prospective buyers would consider purchasing a home with a friend...

Newcastle expands broker mortgage range with higher-LTV deals

Newcastle for Intermediaries has expanded its mortgage range with the return of higher loan-to-value...

Mortgage arrears and possessions fall in second quarter

The number of UK mortgages in arrears declined in the second quarter of 2026,...

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