Regulation

MorganAsh adds Consumer Duty upgrades to MARS vulnerability tool

MorganAsh has announced new upgrades to its vulnerability tool for advisers as the industry...

42% of UK landlords ignorant about EPC changes

Over two fifths of UK landlords are still unaware of the upcoming changes to...

Vulnerability data could help resolve life cover challenges

A recent report by Swiss Re - Life Cover Payouts – under the microscope...

Communication and affordability leading Consumer Duty broker concerns

Smart Money People, the UK’s dedicated financial services review site, has stressed that mortgage...

Paradigm launches latest Consumer Duty guidance video

Paradigm has launched a new video providing an update for intermediaries on preparing for...

Amigo Loans avoids £73m FCA fine over affordability check failings

The Financial Conduct Authority (FCA) has publicly censured Amigo Loans for failing to conduct...

How technology can help firms meet Consumer Duty rules

With the deadline for implementing the Consumer Duty standards fast approaching, the FCA recently...

FCA to go ahead with debt packager referral fee ban

The Financial Conduct Authority (FCA) is to move forward with proposals to ban debt...

SmartSearch certified as a Great Place To Work

SmartSearch, a provider of digital compliance solutions, has been certified as a Great Place...

Al Rayan Bank fined by FCA for anti-money laundering failures

The FCA has fined Al Rayan Bank £4,023,600 for failing to put in place...

Rob Clifford to join Smaller Business Practitioner Panel

Stonebridge, the national mortgage and insurance network, has welcomed the appointment of Rob Clifford...

Consistent approach to vulnerability data called for

The FCA is starting to take action, with notices issued to firms needing more...

FCA to review FSCS compensation limits

The Financial Conduct Authority (FCA) has published the feedback it received to its call...

FCA fines Metro Bank £10m for incorrect investor information

The FCA has fined Metro Bank PLC £10,002,300 for breaching the Listing Rules by...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES