Regulation

FCA outlines how mortgage firms should be supporting borrowers

The Financial Conduct Authority (FCA) has set out ways that mortgage firms can help...

FCA outlines stronger financial promotion rules

The FCA has outlined new checks for those firms which want to approve financial...

New member for the Equity Release Council

Lead generation firm Contact State has become the latest firm to join the Equity...

ESG regulations confusing financial advisers

More than a third of advisers are confused by ESG regulations and four in...

The Right Mortgage & Protection Network bolsters Consumer Duty support

The Right Mortgage & Protection Network has launched additional support for members following the...

Phoebus partners with Jade ThirdEye

Phoebus Software Limited (PSL) has added Jade ThirdEye to its strategic partner programme to...

17% of advisers unprepared for Consumer Duty changes

The introduction of the FCA’s Consumer Duty has become a pressing issue for advisers,...

FCA wants improvements in credit information market

The Financial Conduct Authority (FCA) has set out proposals to improve the credit information...

SmartSearch appoints VP of professional services sales

SmartSearch, the anti-money laundering (AML) firm, has promoted Tom Dockerty to the position of...

High Court judgment on unauthorised mortgage brokers

The FCA has obtained a judgment against London Property Investments (U.K) Limited (LPI), NPI...

Electronic verification “saves regulated firms money”

Anti-money laundering (AML) firm SmartSearch has claimed that regulated firms who use manual verification...

Access FS reveals next academy details

Mortgage and protection broker, Access Financial Services, is about to run its next academy...

HMRC targeting residential landlords with ‘nudge letters’

HMRC is targeting residential landlords in its latest nudge campaign that it suspects are...

Chartwell adopts 360 Lifecycle’s ID verification software

360 Lifecycle has recently onboarded Chartwell Mortgage Services as an early adopter of its...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES