Regulation

LiveMore CEO reacts to FCA’s focus on later-life lending

The Financial Conduct Authority (FCA) has reinforced its commitment to Consumer Duty, making it...

FLA calls for overhaul of Financial Ombudsman Service

The Finance & Leasing Association (FLA) has urged a fundamental review of the Financial...

FCA reminds intermediaries of Consumer Duty responsibilities

The Financial Conduct Authority (FCA) has issued a stark reminder to mortgage intermediaries of...

Legalisation and tax not denting landlord confidence

Optimism among landlords is increasing moderately, despite the introduction of higher Capital Gains Tax...

Don’t expect substantial change to Consumer Duty

Those regulated firms who are banking on cuts to Consumer Duty are set for...

Regulatory reform: a boost for borrowers or a risky move?

Over the festive period, the government reached out to financial regulators, including the FCA,...

Landlords see possible benefit from Section 8 in Renters Rights Bill

Landlords believe that possession grounds proposed by the Renters Rights Bill make up for...

Tax and regulation driving landlord market exits

Changing regulations and taxes are by far the leading reasons cited by landlords intending...

Rental Reform Bill clears Commons sparking concerns over landlords and housing market impact

Reforms to renters’ rights took a significant step forward as MPs approved the Renters’...

Renters’ Rights Bill reforms spark concerns over impact on rental market and housing access

A coalition of property industry chief executives have issued a stark warning about the...

Rockstone Compliance partners with Acre

Rockstone Compliance is joining forces with Acre, the intermediary platform, to provide brokers with...

FCA apologises to defrauded peer-to-peer investors

The Financial Conduct Authority (FCA) is urging people who may have invested in fraudulent...

Scammers now impersonating the regulator

A survey of 200 professional credit managers has revealed that 81% admit their organisations...

GDPR is fake scapegoat for Consumer Duty failures

Businesses that are falsely blaming GDPR for non-compliance with Consumer Duty are risking severe...
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COMMENT

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Specialist

Hope Capital expands Shawbrook funding facility

Hope Capital Property Finance has increased its committed funding facility with Shawbrook Bank to...
networks

Pivotal linked to Beneficial Network deal

LSL Property Services is understood to have agreed a deal involving Beneficial mortgage network...
Buy-to-let

London leads rental growth as supply shortage keeps rents high

London recorded the strongest monthly increase in average rents as demand continued to outstrip...
Protection

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

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