Regulation

Ex-Bradford & Bingley director fined by FCA

The Financial Conduct Authority (FCA) has fined Christopher Willford, the former finance director of...

RBS pays £62m fine for sanction regulation breaches

Royal Bank of Scotland has reached a settlement with the Board of Governors of...

Call for tighter regulation of claims firms

Citizens Advice has welcomed new legislation to help consumers challenge unfair treatment by claims...

Lloyds Banking Group fined £28m

The Financial Conduct Authority (FCA) has fined Lloyds TSB Bank plc and Bank of...

APFA wants improved clarity around consumer credit activity

The Association of Professional Financial Advisers (APFA) has responded to the Financial Conduct Authority...

Dinosaurs: Think secured loan regulation won’t affect you?

So it won’t be long now until the world changes again for us brokers....

Huge EC fines for rate-rigging banks

Seven banks have been fined a total of €1.7 billion by the European Commission...

PPI claim firm sees text ad banned

An Advertising Standards Authority (ASA) adjudication has gone against Debt Specialists Ltd. A text message,...

Call for Stamp Duty reform

A major estate agency firm has urged George Osborne to address Stamp Duty in...

Loan firm rapped by ad regulator – again

Cash on Go Ltd, which trades as Peachy.co.uk, has fallen foul of the Advertising...

Chief ombudsman steps down

After nearly four years with the Financial Ombudsman Service, Natalie Ceeney is stepping down...

69% of brokers feel prepared for MMR

69% of brokers now understand the changes they need to make to their business...

Citizens Advice: ban CMC cold calling

Citizens Advice has said fines for claim firms are a step towards protecting consumers...

New fine regime for claims firms

The Government has warned claims firms which use information gathered by unsolicited calls and...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Retirement drives more than half of financial advice enquiries

Retirement concerns account for more than half of financial advice enquiries received by Inzuzo,...

Friends and family offer route on to property ladder for single buyers

More than half of prospective buyers would consider purchasing a home with a friend...

Newcastle expands broker mortgage range with higher-LTV deals

Newcastle for Intermediaries has expanded its mortgage range with the return of higher loan-to-value...

Mortgage arrears and possessions fall in second quarter

The number of UK mortgages in arrears declined in the second quarter of 2026,...

PROFILES