Regulation

Vertex to offer mortgage advice

Vertex Financial Services is now authorised to offer mortgage advice after it secured a...

APFA proposes alternative way for calculating future adviser fees

The Association of Professional Financial Advisers (APFA) has today written to the Financial Conduct...

Financial incentives and the FCA

The TCF initiative has been with us for a number of years now. It...

APFA wants rethink following FSCS consultation

The Association of Professional Financial Advisers (APFA) has responded to the Financial Services Compensation...

RBS hit with large FCA fine

Royal Bank of Scotland has been fined £5,620,300 by the Financial Conduct Authority (FCA)...

FCA bans and fines former insurance broker

The Financial Conduct Authority (FCA) has fined and banned Paul Cable of Bromley,...

CML: incentives not regulation will meet tenant demand

The Council of Mortgage Lenders (CML) says improving conditions in funding markets – and...

Swinton Group hit with multimillion pound FCA fine

The Financial Conduct Authority (FCA) has fined Swinton Group Limited (Swinton), one of...

Ex-mortgage adviser gets two years

Michael Joseph James Lewis has been sentenced to two years in prison on two...

Landlords believe Selective Licensing will put off newcomers

74% of landlords believe that if brought into force nationally, Selective Licensing will deter...

FCA boss to outline vision for regulation

The Financial Conduct Authority (FCA) has now been in operation for 100 days. Martin Wheatley,...

Paradigm releases latest MMR planning update

Paradigm Mortgage Services has published the latest instalment in a series of updates designed...

Phones 4u insurance intermediary slapped with multimillion pound fine

The Financial Conduct Authority (FCA) has fined Policy Administration Services Limited (PAS) £2,834,700 for...

Competition Commission to investigate payday lending sector

The Office of Fair Trading will today refer the payday loan industry to the...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES