Regulation

MMR focus of next Paradigm round table

Paradigm Mortgage Services' fourth mortgage round table event of the year will provide attendees...

Making light work of the MMR

As mortgage availability improves and last year’s concerns over the threat of dual pricing...

Sale & rent back arranger gets largest ever sole trader fine

The Financial Conduct Authority (FCA) has fined sale and rent back arranger Gurpreet Singh...

Payday lender rapped for text messages

First Financial (UK) Ltd, trading as FirstPayDayLoanUk, has had three 'issues' upheld against it...

OFT suspends a credit licence for the first time

The Office of Fair Trading (OFT) has today suspended, with immediate effect, the consumer...

Solvency II could scupper equity release

Those of us that work in the equity release industry are fully aware of...

APFA wants FCA to rethink its fee proposals

The Association of Professional Financial Advisers (APFA) has responded to the Financial Conduct Authority’s...

MAB hires compliance chief

Mortgage Advice Bureau (MAB) has appointed Stewart Baker as its new compliance director. He...

Huge fine for Sesame over advice failings

The Financial Conduct Authority (FCA) has fined Sesame Limited (Sesame) £6,031,200 for two sets...

Calls for FCA to streamline demands on advisers

Adviser firms spend on average 24 hours each over the course of a year...

Decidedly un-peachy verdict on payday loan ad

A payday lender has been told not to repeat one of its radio adverts...

Tenet: Growing appetite for QCF Level 6

Tenet has revealed that approximately 20% of its adviser population is currently seeking...

Tenet makes appointment to executive team

Tenet has confirmed the appointment of Gill Davidson as group regulatory director and company...

FSCS opens door to Honister Capital clients

Certain claims previously rejected against Honister Capital can now be reconsidered. Honister Capital, which includes...
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COMMENT

Stamp Duty

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Appointments

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...
Building Societies

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...
News

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...
News

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES