Regulation

EU directive could lengthen sales process

A longer sales process could well be one of the main challenges for brokers...

FCA open to providing MMR workshop for short-term lending

The Financial Conduct Authority (FCA) told this week's ASTL quarterly general meeting that it...

FCA to issue discussion papers on mortgage T&Cs

Speaking at the Financial Services Expo (FSE) yesterday, the Financial Conduct Authority (FCA)...

Clydesdale Bank fine for TCF failings

The Financial Conduct Authority (FCA) has fined Clydesdale Bank £8.9 million for failing...

Bankhall launches new RCR assessment tool

Bankhall is urging firms to identify and review emerging risks within their business in...

NLA celebrates EU directive exemption

The National Landlords Association (NLA) has welcomed the decision from the European Union (EU)...

Paradigm to hold Bolton roundtable

Paradigm Mortgage Services' fifth mortgage round table event of the year will be held...

Speedy Cash ad banned

Speedy Cash, the trading style of SRC Transatlantic Ltd, has been told by the...

Vizolution publishes white paper on MMR

Vizolution has published the first in a series of white papers looking at the...

Bridger warns sector to “smarten its act up”

Too many short-term bridging lenders persist in "shady behaviour, charging exorbitant interest rates and...

Mortgage ‘mis-selling’ ad banned

Worcester-based Money Boomerang Ltd has had a television advert banned by the Advertising Standards...

Tenet backs APFA’s trail commission fears

Tenet has echoed The Association of Professional Financial Advisers’ concerns about the FCA’s stance...

FCA appoints four new supervision directors

The Financial Conduct Authority (FCA) has appointed four directors to lead key areas of...

OFT investigates quick house sale firms

The Office of Fair Trading (OFT) has begun formal investigations into three quick house...
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COMMENT

Stamp Duty

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Appointments

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...
Building Societies

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...
News

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...
News

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES