Regulation

Payday lenders “not standing by their word”

Payday lenders are failing to carry out checks to make sure borrowers can afford...

Firms reveal expectations of new regulator

The FCA Practitioner Panel has published the results of its survey of regulated firms,...

Gillingham broker to face trial for fraud

A former mortgage broker this week appeared at Medway Magistrates Court in relation to...

RICS wants compulsory regulation of estate agents

Nearly one-third of first time buyers admit they do not have a good understanding...

TMA to provide free compliance information

The Mortgage Alliance (TMA) is set to provide free compliance help and information to...

New chair for Consumer Panel

Sue Lewis has been appointed the new chair of the independent Financial Services Consumer...

New EU mortgage rules backed by deVere UK

The new EU rules for mortgages provide improved protection for consumers, but regulators need...

CML unruffled by EU Mortgage Credit Directive agreement

The Council of Mortgage Lenders (CML) has welcomed the Irish Presidency's announcement that agreement...

Bristol and West loses multimillion pound tax avoidance ploy

Bristol and West has lost an attempt at Tax Tribunal to avoid paying around...

UCIS director disqualified by Insolvency Service

Wasim Minhas, director of Plateau Development and Land Limited, a company that illegally sold...

Quick house sale market in the spotlight

The Office of Fair Trading (OFT) has launched a study into the 'quick house...

FCA outlines strategy on regulatory failure

The Financial Conduct Authority (FCA) has published its approach to investigating and reporting on...

Eight charged by FCA over land banking

Eight men have been charged by the Financial Conduct Authority (FCA) with conspiracy to...

BPF backs ‘eleventh hour’ regulation of letting agents

The British Property Federation (BPF) has claimed that landlords and tenants are a step...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES