RAW Capital Partners has reported record annual lending volumes for 2026, surpassing its total for the whole of 2025 with more than two months of the year remaining.

The Guernsey-based specialist lender has recorded growth following the expansion of its mortgage offering into new borrower segments and the introduction of bridging finance.

RAW Capital Partners, which has operated for more than a decade, has traditionally focused on providing UK buy-to-let mortgages to foreign nationals and UK expatriates.

However, the lender widened its eligibility criteria to include UK residents in December 2025 before entering the bridging market in July 2026.

The latest lending milestone follows the announcement in September that its outstanding loan book had exceeded £250 million.

RAW Capital Partners said demand had been supported by changes to its lending criteria and product features, including revised policies for new-build properties and the introduction of overpayment options.

The lender also pointed to its funding structure, with loans financed through its own RAW Mortgage Fund, as a factor in maintaining lending capacity during periods of market uncertainty.

SALES TEAM EXPANSION

To support its growing intermediary business, RAW Capital Partners has appointed Andy Cameron as business development executive.

Cameron, who has more than five years’ experience in financial services, will be based in London and will focus on developing relationships with mortgage intermediaries, clients and distribution networks.

Ben Nichols (pictured), chief executive of RAW Capital Partners, said: “For the second year in a row, we’ve surpassed the previous year’s lending volumes, and again we’ve done it with time to spare.

“This is particularly pleasing given the broader economic and geopolitical landscape, which continues to present challenges for buy-to-let investors and brokers.

“In light of these challenges, a key focus for RAW over the past year has been diversifying our offering; the recent launch of our bridging proposition is a perfect example.

“We have also sought ways to improve product features and processes, reducing friction for brokers and borrowers.

“To that end, the entire RAW team deserves a huge amount of credit. From our growing sales team to our experienced underwriters, there’s a great deal of dedication that goes into achieving consistent year-on-year growth.

“We’ve a talented, motivated group, and given the underlying strength of the RAW Mortgage Fund, we’re in a real position of strength to kick on from here and achieve more growth.”