Paradigm has launched a new website page and accompanying video aimed at bringing together the regulator’s recent work on mortgage reform, following the publication of the Financial Conduct Authority’s Feedback Statement and Roadmap in December.
The resource consolidates the FCA’s original Policy Statement, subsequent Discussion Paper and the latest Feedback Statement and Roadmap, setting out how the regulator intends to progress its review through 2026 and into next year.
The roadmap groups the FCA’s priorities into four themes: expanding access for first-time buyers and underserved customers; enhancing later life lending; enabling innovation; and protecting vulnerable customers.
Hosted on a dedicated page of Paradigm’s website, the material is designed to provide firms with a single reference point for developments in what is likely to be one of the most significant regulatory exercises affecting the mortgage market in recent years.
The page also features a new ‘Paradigm on Film’ video in which four members of the senior team – Richard Howes, managing director of mortgages, Christine Newell, mortgages technical director, Mike Allison, director of protection, and Graeme Stewart, head of consultancy – discuss the four themes and their potential implications for advisers.
The video outlines what intermediaries might expect as the FCA works through the themes, the outcomes that could follow, and the steps firms may wish to consider ahead of any formal rule changes. It can be counted towards continuing professional development hours.
Howes said: “The Mortgage Rule Review is one of the most important pieces of work the FCA has carried out on the mortgage market in recent years.
“It covers a number of key areas and has moved at pace, which can make it hard to keep track of what has been said, what has changed, and what is coming next.
“We wanted to bring everything into one clear place, using plain language, so firms can see the full story and understand what the regulator is aiming to achieve.
“Our new Mortgage Rule Review webpage resource is designed to help advisory firms cut through the detail and focus on what really matters for their business and their clients. The video adds extra value by setting out how the four themes could play out in practice, and what firms can do now to prepare, rather than waiting for rules to land.
“This is about giving firms confidence, clarity, and time to plan, while supporting good outcomes for customers.”
Paradigm said the new hub would be updated as further information emerges from the regulator, providing advisers with an ongoing reference point as the mortgage rule review progresses.
