Opinions & blogs

Whys and wherefores

I am sure there have been plenty of heavy hints dropped by compliance departments...

Time to get ready for longer term tenancies?

Buoyed by rising house prices and the slow decline of social housing, the private...

End to free legals? Don’t hold your breath

There are some moments and decisions that, in years to come, you are able...

Touch base before the summer holiday

Summertime and earning a living ain’t easy. That’s the traditional view of the UK housing...

Conveyancing: improving technology is only part of the answer

A recent survey of mortgage applicants and home owners concluded that the major area...

Products or services?

In its Retirement Incomes Review, the FCA has found that consumers welcome the pension...

Brexit, Here We Come

One has to say that the ‘mood music’ around the UK housing market is...

Fears over streamlining the conveyancing process

It’s not often that conveyancing gets mentioned in the Queen’s Speech, and if we’re...

We need Glastonbury all over the country

Whether you made it down to Worthy Farm for Glastonbury 2017, or simply soaked...

Preparing for a change of plan

As the saying goes, preparation is the key to success. If the last year...

IPT: the end of the inexorable rise?

How many of you have had to have difficult conversations with your clients when...

What does the second half of the year have in store?

The CML’s statistics on individual lenders’ activity levels for the previous year always make...

Good news comes in twos

There have been two sets of data which have been released by the FLA....

Last chance summer saloon for remortgage clients?

Amidst all the political ramifications post-General Election it seems rather wise to keep a...

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COMMENT

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...