Opinions & blogs

‘No risk’ investments continue to attract the amateurs

I suspect, like me, you first heard about the amateur ‘Reddit’ share speculators either...

Covid-19 and vulnerable customers

What will be your lasting image of the pandemic? Mine will be an Intensive...

Preparing for after the stamp duty holiday

The mortgage market works only because of deadlines being met. You might say the...

What we’ve learned from a year of tracking affordability

Knowledge is power – so in 2020, we took the decision to empower more...

New year, new build

When it comes to presenting wishes for the year ahead, many property market stakeholders...

Consumers still value expertise

“I think the people of this country have had enough of experts.” The response to...

Bridging the financial information gap

Money can be a difficult topic for many people, and such conversations are proving...

Why landlords should maintain confidence

When it comes to pushing data into the marketplace, it can often be somewhat...

Going the extra mile will help keep clients for life

As any mortgage broker will tell you, identifying the right mortgage for their client...

My 2021 general insurance wishlist

After the unforeseen events of 2020, it’s time to look to the future and...

Does 2021 look any better for first-time buyers?

A friend of mine is learning to play the guitar. This wasn’t something that...

They couldn’t have done it without you

As we’re all no doubt getting to grips with, a new year can look...

A matter of control

If we learned one thing in 2020 it’s that there will always be things...

How do you predict a year like 2021?

So, as one year ends, another comes into view. It has been a truly...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

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