Opinions & blogs

Reasons to be positive about 2021 and beyond

With early Spring sunshine beginning to seep through, Lockdown 3 measures starting to be...

Rates really do matter

The push towards long-term fixed-rate mortgages seems to be gathering a small amount of...

Q&A: All change

Having just announced a new technology platform and rebrand, BestAdvice talked to Martin Schultheiss,...

Making a difference

Jo Whiley and Marcus Rashford have shown how to make a difference recently. They...

Lockdown easing should boost supply

Broadly speaking, you would have to say that the Budget did just about all...

The need for specialist products will only continue to rise

Building a new arm of any business is a daunting task at any time....

The increasing importance of new build

Two words which I believe best sum up the new build housing market in...

There’s a greater need for understanding clients’ finances

Generally speaking, I’m a pretty positive guy but I’m not ashamed to say that...

Working it out to reshape the housing market

The question around what the pandemic and lockdown living will ultimately mean for the...

Why PTs aren’t all good

2020 was likely to have been a good year for many mortgage market stakeholders...

Will the Chancellor kick thousands of cans down the road?

So, according to The Times, six weeks has now become three months. I’m talking of...

The packager continues to play a vital role for brokers and lenders

As we hope to see a return to some sort of normality in the...

Equity release is not a rate-driven solution

In the equity release market, I’ve always felt there was a potential disconnect between...

Government needs to act on stamp duty deadline

Even though the Budget is now just a few weeks away, you can sense...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Case Studies

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...
Distribution

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...
News

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...
News

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

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