Opinions & blogs

Why service level transparency is more vital than ever

In this industry we talk a lot about transparency when it comes to service...

Portfolio landlords better catered for than ever

Few would deny that being a private rental sector (PRS) landlord over the past...

The advantages of being a self-employed mortgage adviser

Our world has changed dramatically over the past six months. This has led to...

Flexibility the key through changing lockdown measures

To suggest that the housing market situation is something of a ‘moveable feast’ at...

Putting your trust in a specialist

In those pre-Covid-19 days – which seem a very long time ago – and...

First-time buyers: does the government have the right idea?

In recent years, government support for first-time buyers has been a ‘natural’ part of...

Dealing with the rise in later life borrowers seeking second opinions

There are many ways to judge a maturity of a mortgage/lending-sector and there are...

Getting clarity of a client’s finances

2020 has undoubtedly thrown into the light the very different nature of what employment...

Laying the foundations for self-build growth

Flexibility and manual underwriting processes remain pivotal in allowing the building society sector to...

Servicing the wants and needs of your clients

In an industry which is dominated by lots of smaller firms, often one man/woman-bands...

Interacting with clients during Covid

It’s fair to say that Covid-19, the subsequent national lockdown, and the various measures...

Uncertain journeys

In September 2019, I was on holiday when I received an urgent telephone call....

FTB landlord growth should set alarm bells ringing

With the stamp duty holiday open to additional property purchasers – at least in...

Price realities not speculation will drive the market

Participants in the UK housing and mortgage market, while fully focused on the here...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Building Societies

The Darlington trims mortgage rates by up to 20bps

Darlington Building Society has reduced selected rates across its residential, specialist residential, shared ownership,...
Technology

Brokers review sourcing technology as demand grows for connected systems

Mortgage brokers are increasingly reassessing their technology stacks, with sourcing systems emerging as the...
networks

Rosemount expands internship programme with two Cardiff Business School students

Rosemount Financial Solutions (IFA) has welcomed two new interns from Cardiff Business School as...
Building Societies

West Brom cuts shared ownership mortgage rates

West Brom Building Society has reduced selected shared ownership mortgage rates by up to...

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