Opinions & blogs

How do you predict a year like 2021?

So, as one year ends, another comes into view. It has been a truly...

Back to basics

2020 has been a year of many ups and downs. However, one constant throughout...

Remortgage on my mind

Many of the housing and mortgage market headlines have been focused on purchase activity...

We all need to work together to meet Stamp Duty deadline

Given the level of business and activity in the mortgage market over the past...

Income and spending in Covid

On November 15th The Resolution Foundation published a briefing note on the results of...

How confident can we be in consumer confidence?

In our market, and indeed the wider economy, we talk about ‘consumer confidence’ a...

Did Sunak miss a trick with the Spending Review?

There appears to be a lot of wailing and gnashing of teeth amongst a...

What a difference a year makes

I’m writing this on ‘Black Friday’ and have just seen some photos of Oxford...

How long will 85% remain a ‘high LTV’?

We’re constantly told that the mortgage market changes fast, and if there was any...

Data protection can’t be ignored

Even prior to the pandemic, most businesses have become dependent upon a robust IT...

The later life market has reacted well to the pandemic

So, Lockdown 2 in England is now underway, while by the time you read...

A very different lockdown

The second national lockdown in England is now underway and there does seem to...

The changing nature of making Christmas plans

‘The family can come to us next year – it’s our turn’. Or ‘We’ll...

Why advisers are having many different service experiences

In this market when it comes to service, it really is all relative. One...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Building Societies

The Darlington trims mortgage rates by up to 20bps

Darlington Building Society has reduced selected rates across its residential, specialist residential, shared ownership,...
Technology

Brokers review sourcing technology as demand grows for connected systems

Mortgage brokers are increasingly reassessing their technology stacks, with sourcing systems emerging as the...
networks

Rosemount expands internship programme with two Cardiff Business School students

Rosemount Financial Solutions (IFA) has welcomed two new interns from Cardiff Business School as...
Building Societies

West Brom cuts shared ownership mortgage rates

West Brom Building Society has reduced selected shared ownership mortgage rates by up to...

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