Opinions & blogs

Energy performance will grow in importance

So-called ‘Green mortgages’ appear to be growing in number each week as lenders attempt...

Advice is non-negotiable for first-time buyers

Getting into a first home has perhaps never been so difficult, ironically at a...

What a difference a year makes

12 months ago as we emerged from the first lockdown, housing/mortgage/property stakeholders who were...

Picking the right partner crucial for advisers working with FTBs

Mortgage advisers will have no doubt seen renewed interest from first-time buyers of late. The...

PI, DAs and the rising costs conundrum

When assembling and delivering a comprehensive network offering its vital to tap into areas...

Opening our arms to a new banking approach

The UK is widely recognised as a leader in Open Banking. This is largely...

The Bank Rate could rise sooner than expected

Remember when the Bank of England’s MPC BBR decisions were so widely anticipated and...

Credit limit reduction prompts debt consolidation conversation

You may have seen the news recently that Barclaycard has cut the credit limits...

How long will you live?

You have to be very careful how data is presented. I recently saw a social...

How to get the most from your BDM

Business development managers (BDM) are an integral part of the mortgage market, acting as...

Yields are going in the right direction

The quest for yield amongst landlord participants in the private rental sector is perhaps...

Firms need to get their vulnerable customer policies in order

Years ago, the notion and determination of who might be a ‘vulnerable customer’ would...

Government intervention in high LTV market – timely and necessary?

Government intervention in the mortgage market is always going to have its critics. After...

Cutting the cost of collapsed house purchases for clients

The property market is in extraordinary shape. The latest data from HM Revenue &...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

results

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...
News

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...
News

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...
News

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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