Opinions & blogs

Learning lessons from the first Stamp Duty deadline

June was an exceptionally busy month for everyone in the property market. In fact,...

Vital GI conversations aren’t taking place

Having children I know just how hard it can be to extract information when...

Who is supporting first-time buyers with 95% LTV mortgages?

Spring 2020, I think we would all agree, might well mark the nadir for...

Government needs to improve the home buying and selling process

There will be a huge number of property professionals for whom June couldn’t have...

The changing face of financial vulnerability

Every single person will have learnt lessons from the pandemic, whether that is how...

Frenzied purchase market makes picking specialist partners crucial

It’s a busy time in the housing market as the second stamp duty deadline...

De-mystifying offset mortgages

Offset mortgages are one of the most misunderstood products on the market, with many consumers unaware of the...

First-time buyers will need continuing support

As the initial tapering of the stamp duty extension begins, it’s clear that increased...

Learning from Lockdown 1

A year ago we were slowly emerging from Lockdown 1 and beginning to get...

‘Concertina’ of housing transactions lessened by stamp duty decision

It’s fair to say that the housing market performed more than robustly in March,...

Proactive brokers can help clients beat June stamp duty deadline

One of the first measures introduced by the government last year, as things gradually...

Understanding trends in adverse credit

As we finally see some blue skies emerging and rush to embrace the onset...

Keeping confidence in the system

To say that the housing and mortgage market is built on ‘confidence’ would be...

Retirement celebrations and how to fund them

For long marriages, who can name the wedding anniversaries? I will put you out...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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