Opinions & blogs

Climate change and the need to improve EPC ratings

The UK was the first country to set an ambitious target to bring all...

The current mortgage market remains robust

On the back of an exciting start to the new football season, it’s time...

Are strides being made in the green mortgage market?

Back in October 2018 we introduced the Barclays Green Home Mortgage. As the first...

Networks choosing AR firms, as much as vice versa

For appointed representative (AR) firms, choosing the right network is perhaps the most important...

A little change can make a big difference to your GI sales

If you already sell mortgages or provide advice on investments, you may feel confident that you...

Here’s to the next 20 years of equity release

More than £32.6 billion of property wealth was released via 557,000 plans over the...

De-mystifying offset mortgages: part 2

In the second article in his two-part series, Jonathan Stinton, head of intermediary relationships...

Retirement can be taxing

Many headlines concentrate on the gross return various investments yield. Yet when income is...

The future of the holiday lets market

The pandemic has had a lot of consequences, from accelerating our use of technology,...

Reports of death of city centre living are greatly exaggerated

Not so long ago, I was asked to provide comment on what I thought...

We need to focus on holistic advice

When you read a headline which says, ‘Six out of 10 homeowners aged over...

Why the GI conversation is more important than ever

This is a sensitive subject in light of the pandemics impact on many people’s...

High LTVs are needed for the long-term

I am writing this on the so-called ‘Freedom Day’ – in England at least...

The consumer benefit of having someone to blame

There is plenty to be positive about in the world of mortgage advice, and...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

results

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...
News

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...
News

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...
News

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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