Opinions & blogs

The self-employed shouldn’t be second-class mortgage borrowers

The end of the government’s furlough scheme marks another step towards a pre-pandemic normality...

Driving standards in the private rented sector

Buy-to-let is a divisive subject. Mention the term round the dinner party table and...

Want more GI sales? It’s all about the PITCH

Insurance is a saturated market. Consumers have many different options available to them. They...

Crucial for conveyancers to truly listen to broker feedback

The end of the year promises to be an active one for the remortgage...

First-time buyers are immediately at a disadvantage

The mortgage market is currently seeing some of the most competitive rates in its...

Gain a real understanding of second charges

It’s no secret how hard it currently is to secure the services of a...

How does Gove view the private rental sector?

This month represents something of the old and the new for the private rental...

Regular client contact more important than ever

We are now over half-way through September and some might say half a month...

How low will they go?

When it comes to mortgage rates, the common question of, ‘How low can we...

Financial advice/coaching – are we there yet?

Parents and grandparents will be familiar with the question, “Are we there yet?” Particularly...

Why aren’t you selling home insurance?

It’s a simple question, but perhaps not so easy to answer. Maybe you’re unaware of...

Brokers can help FTBs with credit issues

The recent growth in the number of lenders offering high LTV mortgage products to...

What will the market in Q4 look like?

September begins and it is likely to be one of the more interesting months...

Brokers get the credit for picking the right remortgage partners

In an ideal world, there would not be any pressing time deadlines when it...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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