Opinions & blogs

Strategies to grow the later life lending market

Last month’s Budget announcement might have seemed like something of a ‘damp squib’ in...

Ask Anna: what if my client has set up a Trust?

Q: My portfolio landlord client is looking to refinance in order to reduce monthly...

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

Push positive first-time buyer messages out there

Prospective first-time buyers might look at the current housing market situation and wonder if...

Green is the colour – but who pays?

The government’s recent proposals on how it intends to encourage ‘green’ home improvements amongst...

When it comes to managing debt, Income Protection can make all the difference

Last year, the average UK resident had approximately £6,757 in financial savings, a concerning...

A business development meeting of minds can set the plan for great things

2021 has been a year – especially for mortgage advisers – during which I...

Automation won’t cut out the adviser

Automation is a growing trend within the insurance industry and some advisers might feel...

The employed vs self-employed adviser conundrum

I recently stumbled across a bit of a saga/debate/discussion/part-soap opera around self-employment within the...

Time to define ‘niche’?

In days of old, the word niche was a catch-all way of describing anything...

We need more competition in 95% LTV marketplace

With the stamp duty holiday now over in England and a sense of normality...

Gain a full understanding of the second charge sphere

It’s no secret how hard it currently is to secure the services of a...

Deposit Unlock will help low deposit borrowers buy a new build home

A new private sector initiative to help people buy a new build home with...

The innovation incentive: what’s in store for advisers in 2022?

Necessity is the mother of invention, as the saying goes, and this has certainly...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

results

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...
News

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...
News

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...
News

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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