Opinions & blogs

The consumer benefit of having someone to blame

There is plenty to be positive about in the world of mortgage advice, and...

Learning lessons from the first Stamp Duty deadline

June was an exceptionally busy month for everyone in the property market. In fact,...

Vital GI conversations aren’t taking place

Having children I know just how hard it can be to extract information when...

Who is supporting first-time buyers with 95% LTV mortgages?

Spring 2020, I think we would all agree, might well mark the nadir for...

Government needs to improve the home buying and selling process

There will be a huge number of property professionals for whom June couldn’t have...

The changing face of financial vulnerability

Every single person will have learnt lessons from the pandemic, whether that is how...

Frenzied purchase market makes picking specialist partners crucial

It’s a busy time in the housing market as the second stamp duty deadline...

De-mystifying offset mortgages

Offset mortgages are one of the most misunderstood products on the market, with many consumers unaware of the...

First-time buyers will need continuing support

As the initial tapering of the stamp duty extension begins, it’s clear that increased...

Learning from Lockdown 1

A year ago we were slowly emerging from Lockdown 1 and beginning to get...

‘Concertina’ of housing transactions lessened by stamp duty decision

It’s fair to say that the housing market performed more than robustly in March,...

Proactive brokers can help clients beat June stamp duty deadline

One of the first measures introduced by the government last year, as things gradually...

Understanding trends in adverse credit

As we finally see some blue skies emerging and rush to embrace the onset...

Keeping confidence in the system

To say that the housing and mortgage market is built on ‘confidence’ would be...

COMMENT

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

BuildLoan launches World Cup predictor for brokers

BuildLoan has launched a World Cup prediction competition for UK mortgage brokers, with cash...

FRP arranges £4.1m refinance for York student accommodation scheme

FRP Real Estate Advisory has arranged a £4.1m commercial term facility to refinance a...

Investor backs secondary retail prospects with Essex acquisition

An investor has highlighted the continuing appeal of well-located secondary retail assets after completing...

The Mortgage Works signals buy-to-let rate reductions

The Mortgage Works is cutting rates by up to 0.22 percentage points across selected...

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