Opinions & blogs

Progress in conveyancing is really happening

‘The journey of a thousand miles begins with one step.’ I’m not prone to quoting...

Wales is on a very different track to England

Stamp duty announcements are not exactly ten-a-penny but they do come around fairly often,...

Why advisers are expecting a buy-to-let boost

It would be hard to suggest that either the buy-to-let or private rental sectors...

Who doesn’t have a protection need?

For some, protection can seem like the great unmentionable with clients. For every advisory...

Covid-19 has been a game-changer for lenders

Prior to the Covid-19 lockdown we were already living in an increasingly complex financial...

In a world of ‘know nothing’ make sure you ‘know something’

In the late 1960s one of my favourite TV comedy programmes was Hogan’s Heroes....

Enjoy the Stamp Duty holiday while it lasts

Given the approach recent governments have taken to landlords active within the private rental...

FUNDING LATER LIFE

Equity release borrowing has been booming in recent years and is not expected to...

RESPONSIBLE LENDING DURING THE CORONAVIRUS CRISIS

How can advisers support older customers through responsible lending during Covid-19? While everyone – often...

Landlords are looking at market opportunities

Understandably, as advisers you’re likely to have clients at the moment with plenty of...

It’s vital to have access to all the options

With a mini-Budget or a non-Budget ‘Budget’ on its way imminently, the industry has...

How are we to judge mortgage market normality?

It seems fairly obvious but the most common benchmark is bound to be what...

THE NEED FOR FLEXIBILITY

Like every other industry, the later life lending sector has recently found itself having...

Assessing the lay of the land

In an uncertain world, one thing I think we can all be certain about...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Building Societies

The Darlington trims mortgage rates by up to 20bps

Darlington Building Society has reduced selected rates across its residential, specialist residential, shared ownership,...
Technology

Brokers review sourcing technology as demand grows for connected systems

Mortgage brokers are increasingly reassessing their technology stacks, with sourcing systems emerging as the...
networks

Rosemount expands internship programme with two Cardiff Business School students

Rosemount Financial Solutions (IFA) has welcomed two new interns from Cardiff Business School as...
Building Societies

West Brom cuts shared ownership mortgage rates

West Brom Building Society has reduced selected shared ownership mortgage rates by up to...

PROFILES