Opinions & blogs

Back to basics

2020 has been a year of many ups and downs. However, one constant throughout...

Remortgage on my mind

Many of the housing and mortgage market headlines have been focused on purchase activity...

We all need to work together to meet Stamp Duty deadline

Given the level of business and activity in the mortgage market over the past...

Income and spending in Covid

On November 15th The Resolution Foundation published a briefing note on the results of...

How confident can we be in consumer confidence?

In our market, and indeed the wider economy, we talk about ‘consumer confidence’ a...

Did Sunak miss a trick with the Spending Review?

There appears to be a lot of wailing and gnashing of teeth amongst a...

What a difference a year makes

I’m writing this on ‘Black Friday’ and have just seen some photos of Oxford...

How long will 85% remain a ‘high LTV’?

We’re constantly told that the mortgage market changes fast, and if there was any...

Data protection can’t be ignored

Even prior to the pandemic, most businesses have become dependent upon a robust IT...

The later life market has reacted well to the pandemic

So, Lockdown 2 in England is now underway, while by the time you read...

A very different lockdown

The second national lockdown in England is now underway and there does seem to...

The changing nature of making Christmas plans

‘The family can come to us next year – it’s our turn’. Or ‘We’ll...

Why advisers are having many different service experiences

In this market when it comes to service, it really is all relative. One...

Why service level transparency is more vital than ever

In this industry we talk a lot about transparency when it comes to service...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Case Studies

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...
Distribution

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...
News

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...
News

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

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