Opinions & blogs

Portfolio landlords better catered for than ever

Few would deny that being a private rental sector (PRS) landlord over the past...

The advantages of being a self-employed mortgage adviser

Our world has changed dramatically over the past six months. This has led to...

Flexibility the key through changing lockdown measures

To suggest that the housing market situation is something of a ‘moveable feast’ at...

Putting your trust in a specialist

In those pre-Covid-19 days – which seem a very long time ago – and...

First-time buyers: does the government have the right idea?

In recent years, government support for first-time buyers has been a ‘natural’ part of...

Dealing with the rise in later life borrowers seeking second opinions

There are many ways to judge a maturity of a mortgage/lending-sector and there are...

Getting clarity of a client’s finances

2020 has undoubtedly thrown into the light the very different nature of what employment...

Laying the foundations for self-build growth

Flexibility and manual underwriting processes remain pivotal in allowing the building society sector to...

Servicing the wants and needs of your clients

In an industry which is dominated by lots of smaller firms, often one man/woman-bands...

Interacting with clients during Covid

It’s fair to say that Covid-19, the subsequent national lockdown, and the various measures...

Uncertain journeys

In September 2019, I was on holiday when I received an urgent telephone call....

FTB landlord growth should set alarm bells ringing

With the stamp duty holiday open to additional property purchasers – at least in...

Price realities not speculation will drive the market

Participants in the UK housing and mortgage market, while fully focused on the here...

Marketing 101: getting your referral strategy right

I once had a client say to me at a review meeting, “you must...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Case Studies

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...
Distribution

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...
News

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...
News

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

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