Opinions & blogs

Smoke and mirrors in the mortgage market

Sad as the end of the summer is, its arrival is often welcomed by...

Crowdfunding: enabling advisers to become marketers

If one of your business clients came to you and asked for help marketing...

Landlords exploiting desperate tenants?

While these are fairly encouraging times for the buy-to-let sector, it does seem that...

Equity release and first-time buyers

The struggle facing first-time buyers in amassing a sufficient deposit has been well-documented, but...

Keeping a watch on tenant arrears

A recent survey by a Law of Property Act receiver estimates that there are...

Crowdfunding is turning finance truly social

Everyone knows the internet is a wonderful thing. It connects people who are relevant...

Government must change its housing policies

With the latest research indicating that tenants begrudgingly expect to be paying more for...

Life returns to housing market

The latest lending figures from the Council of Mortgage Lenders showed that conveyancers benefited...

EU data protection reforms

In January the European Commission (EC) announced that the EU’s current system of data...

The benefits of Chartered status

While the upcoming implementation of RDR is likely to benefit clients in terms of...

Equity release – getting the message across

Just recently I had a discussion with an account manager in the equity release...

Data protection needs to be reassessed

Last month cloud-storage company Dropbox learnt they were at serious risk of computer hacking...

Where is your business going?

Regardless of where you live in the UK I suspect you were, like me,...

Long live the King!

As Andy Murray has proved in his Olympic rematch with Roger Federer a good...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Just Mortgages and April launch 100% LTV mortgage with family support

Just Mortgages has expanded its first-time buyer range with a semi-exclusive joint borrower sole...

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers, but only 2% would pay significantly more...

Landmark launches upfront property search pack to cut transaction delays

Landmark Information Group has launched a search bundle that provides property information when a...

PROFILES