Opinions & blogs

Buy-to-let needs to boost wider market

The latest buy-to-let lending figures from the Council of Mortgage Lenders (CML) make positive...

The improving perception of equity release

No matter how much one earns, it never seems to stop the idle daydreams...

Making sense of all that data

I believe it was Donald Rumsfeld who made the following mind bending statement: "There...

Affordability is still the issue

Summer may finally appear to be here as the sunshine makes something of a...

Advising older homeowners in financial difficulty

For those of us who have not yet reached it, when we look ahead...

After the Olympics: RDR!

We are but days away from an event that has been seven years in...

All 99 and no flake

The news a couple of months ago of the resignation of Adrian Bloomfield from...

Digesting the Funding for Lending scheme

It may still be too early to fully digest what impact the Bank of...

Overseas property investment: where from exactly?

It is no secret that a sizeable part of the success of London’s prime...

Alternative finance: what’s in a security?

Done the right way, anything can be good security. What prevents it from happening...

Expect an Olympic slowdown

I was intrigued to see Boris Johnson’s recent comments with regards to the Olympics...

What’s funding your funder?

I have read with interest the recent articles by specialist lenders on their own...

RDR – it’s crunch time

The countdown to RDR is well and truly underway, warns David Hesketh, group M&A...

Buy-to-let: a golden opportunity for brokers

Buy-to-let expansion won’t be a flash in the pan, writes David Brown, commercial director...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Afin Bank records £135m of mortgage approvals in first year

Afin Bank approved £135 million of mortgages during its first 12 months of operation...

Tandem Bank appoints southern account manager as second charge lending grows

Tandem Bank has appointed Lloyd Turner as southern account manager as it seeks to...

Darlington BS completes £530k interest-only remortgage for three applicants

Darlington Building Society has completed a £530,000 interest-only remortgage involving three applicants after several...

Simplybiz sets out August training programme for mortgage advisers

Simplybiz Mortgages has announced a month-long programme of online training for mortgage advisers and...

PROFILES