Opinions & blogs

We can’t ignore the social care crisis

After all the column inches the Dilnot Commission’s White Paper garnered back in the...

Crosby: Lest we forget

Given how deeply the global financial crisis impacted – and continues to impact –...

Innovation in shared equity

Shared equity is starting to play a really useful part of getting people on...

Rogue trading still alive

Of all the catastrophes banks have faced in recent years, the news of £1.4bn...

Post-RDR, differentiation is key

I recently attended the Personal Finance Society’s Conference in Birmingham which was a useful...

Technology key to equity release marketing

In today’s technology savvy times, companies can ill afford to not have a web...

What now for interest only?

The announcement around the MMR, rather than clearing up the interest only situation, has...

Confidence is returning – or is that just pants?

Economists use various different barometers to try and predict when markets are entering or...

Opportunities across the pond

With signs that the housing market in the USA is bottoming out at last,...

Why trust will make peer-to-business lending a success

Innovations are often met with a great deal of scepticism and rightly so. There...

Regional buy-to-let: attention to detail needed

As with house prices, the discussion around rents often focuses on developments at a...

Seeing RDR as an opportunity

Working in mergers and acquisitions is a busy enough role at the best of...

The importance of valuation instructions

Phimister v DM Hall LLP CSOH 169 The issue was the scope of the...

The perils of BYOD

Increasingly, companies are encouraging their staff to use personal devices in the work place....
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COMMENT

Comment

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Artificial Intelligence

Cyberattack disrupts Romanian property transactions

A cyberattack on Romania’s national land registry has disrupted property transactions across the country...
First-time buyers

Just Mortgages and April launch 100% LTV mortgage with family support

Just Mortgages has expanded its first-time buyer range with a semi-exclusive joint borrower sole...
Specialist

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...
News

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers, but only 2% would pay significantly more...

PROFILES