Opinions & blogs

The flaws in the social care cap

Given some of the political reaction to the recently announced £75,000 social care cap,...

Don’t be daunted by the MMR

The Mortgage Market Review (MMR) may not come into force until April 2014, but...

Software defined networking: the future?

The four giants of the internet age - Google, Apple, Facebook and Amazon -...

Growth in amateur landlords anticipated

The year has kicked off with many anticipating great things from the buy-to-let market,...

Understanding reasons to be cheerful

I’m not sure if it’s just the fact that a New Year has begun...

Expect IFA acquisitions to continue

Anyone anticipating a sedate start to the year may already be surprised by the...

Lloyds Banking Group makes first-time buyer commitment

Lloyds Banking Group has committed to lend £6.5 billion to first-time buyers in 2013. The...

Keep alert to limited edition offerings

Those advisory firms whose core business is mortgages will be viewing the next 12...

Turkey on the crest of a wave

Growing tourism, a stable economy, and a healthy appetite for lending – Turkey’s ticking...

Keep long-term care in the spotlight

No sooner had I expressed my concerns in my last monthly column that long-term...

The tech revolution on the high street

From buying coffee to internet banking, online activity has a major role to play...

DAs could switch to AR status in 2013

Much of the media in December is dominated by reviews of the year and...

The importance of local

The demise of the British high street has been well documented in recent years,...

Peer-to-peer regulation is boost for innovation in lending

The Treasury last week announced that peer-to-peer (P2P) lending will fall under the Financial...
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COMMENT

Comment

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Artificial Intelligence

Cyberattack disrupts Romanian property transactions

A cyberattack on Romania’s national land registry has disrupted property transactions across the country...
First-time buyers

Just Mortgages and April launch 100% LTV mortgage with family support

Just Mortgages has expanded its first-time buyer range with a semi-exclusive joint borrower sole...
Specialist

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...
News

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers, but only 2% would pay significantly more...

PROFILES